Understanding Today's Financial Environment
Welcome, I’m Gary Lux, a financial advisor in Churchville, PA. I understand that individuals face unique challenges as they prepare for retirement. I can help take the mystery out of preparing for today and tomorrow. Whether your goal is preparing for a retirement nestegg, income, or estate strategy, my personalized service focuses on your needs, wants, and financial goals and objectives.
MISSION STATEMENT
We seek to serve family-oriented, affluent clients with their financial and estate planning goals.
We strive to be indispensable by constantly improving our knowledge base and services provided.
OUR VALUES
Because we believe we are here for relationships, we work to make people’s lives easier and better. We practice “win/win.”
Serving Individuals
We can help take some of the mystery out of preparing for your financial future.
Learn MoreRetirement Income
Let us help you understand certainty and uncertainty along with strategies that can help your nestegg last longer.
Learn MoreHelpful Content
Systematic Withdrawals in Retirement
Taking regular, periodic withdrawals during retirement can be quite problematic.
Lifetime of Earnings
Estimate how much you may earn over your working years based on your current income.
Intellectual Property and Your Estate
Do you have intellectual property? Consider how you might include your IP into your estate strategy in this detailed article.
Capital Gains Tax When Selling Your Home
If your clients are buying or selling a home, use this to help them determine if they qualify for capital gains taxes.
3 Estate Challenges for Blended Families
This article will help your clients with blended families think and prepare their estate strategy.
Retirement Is a Beginning
Key questions to answer when you are considering retirement.
U.S. Personal Savings Rate
What can be learned from the savings rate?
The Big Pause
This handy interactive explains which essential government services are affected by a shutdown.
Buying a Home
A look at what you need to think about when buying a home.
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Roth 401(k) vs. Traditional 401(k)
Compare Roth and traditional 401(k) options to see which may work better for your situation.
Lifetime of Earnings
Estimate how much you may earn over your working years based on your current income.
Inflation & Retirement
See how inflation over time could affect the purchasing power of your retirement income.
Social Security Tax Estimator
Estimate how much of your Social Security benefit may be subject to federal income tax.
Debt-to-Income Ratio Calculator
Calculate your debt-to-income ratio to understand how lenders may view your financial health.
Credit Card Payoff
Find out how long it may take to pay off a credit card balance and what it costs in interest.
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Surprises
Making the most of surprises is a great reason to work with us.
Are Alternative Investments Right for You?
With alternative investments, it’s critical to sort through the complexity.
The Fed and How It Got That Way
Here is a quick history of the Federal Reserve and an overview of what it does.
Where Is the Market Headed?
We all know the stock market can be unpredictable. We all want to know, "What's next for the financial markets?"
Inflation and Your Portfolio
Even low inflation rates can pose a threat to investment returns.
Social Security: By the Numbers
Here are five facts about Social Security that might surprise you.